yallacompare - The leading online comparison site for banking and insurance in dubai and the UAE
Home > Credit Cards >
Ruya Standard Debit Card
Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Ruya Standard Debit Card Ruya Standard Debit Card Minimum Salary: AED 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 0%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
Some required information is not valid

The Ruya Standard Debit Card offers a simple and flexible banking solution with no fees and no complicated requirements, designed for everyday banking convenience.

Key Benefits:

  • No minimum salary requirement
  • No salary transfer required
  • No minimum balance requirement
  • Zero issuance fee
  • Free cheque book with current account

More Product Benefits:

  • Contactless Payments: Apple Pay/Google Pay ready for everyday transactions.
  • Global Access: Can be used for international spending and ATM withdrawals.
  • Mastercard Perks: As a Mastercard holder, users gain access to various brand discounts and offers.
  • Instant Setup: Account can be opened digitally via the app in about 5 minutes.
  • Unlimited Transactions: No hidden fees for standard day-to-day banking.
  • Shari’ah-Compliant: The card and account follow ethical Islamic banking principles.


Rates&Fees:

  • No annual fee
  • Free for life


Eligibility:

  • Minimum age: 18 years


Documents Required:

  • Copy of Emirates ID
  • Valid passport and residence visa copy
  • Address proof
  • Bank statements showing three months of salary credits

Terms and conditions apply. Fees and features are subject to change without prior notice.

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Rate
3.25%
The American Express - The Platinum Card
Minimum Salary
AED 31,500
Rate
0.00%