Enjoy up to 10% cashback* with an X card
Every time you spend online, in foreign currency or via mobile wallet
Tap Into Benefits Everyday
- Up to 10% cashback on all online and offline foreign currency spends
- Up to 10% cashback on all you AED online purchases and bill payments
- Up to 10% cashback on all mobile wallet spends
- Access 1000+ airport lounges in over 300 cities and 8 free visits per year
Credit Card Features
- Buy 1 Get 1 at Costa Coffee
- Medical and Travel Insurance*
- Buyers Protection*
- Control Your Card From the SC Mobile App and Online Banking
- Careem Offers*
- 25% Off for YQ’s Specialist Airport Assist Services*
- Visa Concierge Service*
- Tap to Pay With Mobile Wallet Payments
- Dine and Fly With Dragonpass*
Eligibility & Documents
UAE Residents (Expats)
- Age 21 to 60 years old
- Minimum Monthly Income AED 8,000
- Copy of Emirates ID / Passport and Visa copy
- Salary Transfer Letter or Bank Statement/Salary Certificate
Refer to application form for details - UAE Nationals
- Age 21 to 60 years old
- Minimum Monthly Income AED 8,000
- Copy of Emirates ID
- Salary Transfer Letter or Bank Statement/Salary Certificate
Refer to application form for details
Additional Information
Key Charges- Annual fee for new clients
- AED 525 (first year free)
- Annual fee supplementary card (s)
- Free (AED 105 from 3rd card onwards)
- Finance charges
- Retail: 3.45% per month
- Please click here for more details on all other applicable fees and charges. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.