Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Standard Chartered Bank - Visa Signature X Standard Chartered Bank - Visa Signature X Minimum Salary: AED 8,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 525 Rate: 3.45%
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Enjoy up to 10% cashback* with an X card

Every time you spend online, in foreign currency or via mobile wallet

Tap Into Benefits Everyday

  • Up to 10% cashback on all online and offline foreign currency spends
  • Up to 10% cashback on all you AED online purchases and bill payments
  • Up to 10% cashback on all mobile wallet spends
  • Access 1000+ airport lounges in over 300 cities and 8 free visits per year

Credit Card Features

  • Buy 1 Get 1 at Costa Coffee
  • Medical and Travel Insurance*
  • Buyers Protection*
  • Control Your Card From the SC Mobile App and Online Banking
  • Careem Offers*
  • 25% Off for YQ’s Specialist Airport Assist Services*
  • Visa Concierge Service*
  • Tap to Pay With Mobile Wallet Payments
  • Dine and Fly With Dragonpass*
Eligibility & Documents

UAE Residents (Expats)
  • Age 21 to 60 years old
  • Minimum Monthly Income AED 8,000
  • Copy of Emirates ID / Passport and Visa copy
  • Salary Transfer Letter or Bank Statement/Salary Certificate
    Refer to application form for details
  • UAE Nationals
  • Age 21 to 60 years old
  • Minimum Monthly Income AED 8,000
  • Copy of Emirates ID
  • Salary Transfer Letter or Bank Statement/Salary Certificate
    Refer to application form for details
Additional Information
Key Charges
  • Annual fee for new clients
  • AED 525 (first year free)
  • Annual fee supplementary card (s)
  • Free (AED 105 from 3rd card onwards)
  • Finance charges
  • Retail: 3.45% per month
  • Please click here for more details on all other applicable fees and charges. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.
The American Express - The Platinum Card
Minimum Salary
AED 30,700
Rate
0.00%
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Rate
3.25%
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%