|Minimum Balance Required||Currencies||Features|
|ADIB - Current Account||Minimum Balance: AED 3,000||Currencies: AED, GBP, USD||Features: Islamic Finance, Multiple Currencies, Free Cheque Book, Islamic Banking, Free Credit/Debit Card, Internet banking|
Free Unlimited Teller Transactions At Over 80 Branches Across The UAE
For your day-to-day banking needs, you can use the teller service at any ADIB Branch free of cost. You can choose from over 80 branches in the UAE including Dana Women's Banking branches, 10-to-10 branches and our 24/7 branch at Abu Dhabi Airport.
Free ADIB Visa Electron Debit Card
We provide secure, instant access to your account at any ATM or retail outlet. You can check balances, withdraw cash (with higher withdrawal limits), pay bills, and transfer funds for free at over 700 ADIB ATMs (and growing) across the UAE (charges apply when you use other bank ATMs locally and worldwide). You can shop with your ADIB Visa Debit card at thousands of retail stores locally and internationally.
Available in AED currency, your first chequebook comes free while additional ones can be obtained by paying AED 25/- only.
ADIB Mobile Banking App
Bank anytime, anywhere with the ADIB Mobile Banking App - available for all iPhone, Android & Blackberry devices. You need just one e-PIN to simply and safely access online, mobile and phone banking. Download the ADIB Mobile Banking App on your tablet or smartphone today and discover why more and more clients are raving about its simplicity!
- Send money in the UAE and abroad
- Pay bills
- Recharge phone and Salik credit
- Navigate to our nearest branch or ATM
- Check balances and statements
- Apply for financing and so much more
If you prefer banking without downloads and data packages, simply dial *161# from your registered mobile number and bank with no airtime / data usage charges.
Instant Overdraft Facility
For situations where you need extra cash (AED 8,000 minimum salary transfer required).
Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.
24-hour Banking Services
In addition to our mobile app, you will always have:
- e-ADIB Internet Banking
- Telephone Banking
- SMS Banking
Your account statements are also sent to you by postal mail on a monthly basis.
e-Statements are delivered to your mailbox on a monthly basis at no extra cost.
Ensuring online shopping is safe
Choice of Currency
You can also choose to maintain your account in any of the following currencies:
- AED, US Dollar & GBP
- The ATM Card is for use in AED Currency only
How is this Shari'a compliant?
This account is based on the Islamic principle of Qard Hasan - where your deposits are considered as a non-profit bearing loan to ADIB. The bank will be obliged to return the lent amount at any time upon the request of the customer.
- Original Passport - Joint Accounts, please bring all original passports and all account holders should also be present
- Valid Emirates ID (for UAE Nationals & Residents)
- Valid UAE residence visa.
- A Salary certificate from your employer (minimum salary AED 3,000 for account opening - for overdraft facility a minimum salary of AED 8,000 is required )