Minimum Salary Currencies Features
Dubai Islamic Bank - Johara Current Account Dubai Islamic Bank - Johara Current Account Minimum Salary: AED 3,000 Currencies: AED Features: Phone Banking, Free Cheque Book, Free Credit/Debit Card
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For your everyday banking needs

With a banking experience designed for your convenience, enjoy easy access to your funds no matter where you are, with the Johara Current account.

Optimised Banking

Start your financial journey with the Al Islami Current Account and globally recognised debit card, along with state-of-the-art services and banking facilities.The Al Islami Current Account requires an opening balance of AED 3000. On account opening, you will also receive a widely-accepted debit card and be able to use facilities like electronic banking, mobile banking, E-statements etc

Bill Payment Facility

Enjoy stress-free living and pay utility bills as well as telecommunication service bills through your Al Islami current account.

  • Telecommunication : Etisalat & Du
  • Utilities : DEWA, SEWA, FEWA, Ajman Sewerage, ADDC and Emicool
  • Government Services : RTA, DED, Noqodi and Trakhees
  • Airlines : Air Arabia and flydubai
  • Properties : EMAAR

Optimised Services

Salary in Advance facility: Get Salary In Advance, anytime during the month, for any unforeseen financial requirements. Available for customers who transfer their salary to their DIB Account. As a current account holder, enjoy free monthly teller transactions and a free chequebook as well.

The first six teller transactions are free on a monthly basis (thereafter charged at AED 10.5 per transaction) and your first chequebook is free as well, thereafter charged at AED 26.25 per chequebook of 25 leaves.

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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