| Minimum Balance Required | Currencies | Features | |
|---|---|---|---|
ENBD Islamic Current Account
|
Minimum Balance: AED 3,000 | Currencies: AED, USD | Features: Multiple Currencies, Free Cheque Book, Islamic Banking |
This is a Shari’a compliant Islamic Current Account with no profit payments. ENBD Islamic Current Account Features:
- Available in two currencies: AED and USD
- Minimum relationship balance requirement of AED 3,000 (or equivalent)
- Available to individuals and non-individuals
- Cheque book facility
- Free international ATM/Debit card (AED accounts only)
- Monthly statement of account
- Access to the account through ATMs, Phone Banking and Online Banking
- Initial Deposit - AED 3000
- Minimum Balance - AED 3000
- AED 25 for not maintaining the required balance
- Currency Types - AED and USD
- Minimum Salary - AED 5000, to avail all facilities like credit card, cheque book, personal loan etc.
- If salary is not transferred - No facilities like credit card, cheque book, personal loan etc.
Documents Required:
- CIF (One time only, New to Bank customers)
- Know Your Customer Form.
- Complete “ACCOUNT OPENING FORM - INDIVIDUAL(S) - AL WATANI AL ISLAMI” or “NEW ACCOUNT RELATIONSHIP FORM – BUSINESS ACCOUNT - AL WATANI AL ISLAMI”.
- AWAI General Terms and Conditions (One time only).
- AWAI Account Opening Mandate, in addition to the following supporting documents.AWAI maintains its Shari'ah compliance under the guidance and supervision of an extremely capable and globally respected Shari'ah Supervisory Board
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- Enjoy free daily banking including free international ATM Cash withdrawals above USD 300
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