Minimum Balance Required | Currencies | Features | |
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Minimum Balance: AED 3,000 | Currencies: AED, USD | Features: Multiple Currencies, Free Cheque Book, Islamic Banking |
This is a Shari’a compliant Islamic Current Account with no profit payments. ENBD Islamic Current Account Features:
- Available in two currencies: AED and USD
- Minimum relationship balance requirement of AED 3,000 (or equivalent)
- Available to individuals and non-individuals
- Cheque book facility
- Free international ATM/Debit card (AED accounts only)
- Monthly statement of account
- Access to the account through ATMs, Phone Banking and Online Banking
- Initial Deposit - AED 3000
- Minimum Balance - AED 3000
- AED 25 for not maintaining the required balance
- Currency Types - AED and USD
- Minimum Salary - AED 5000, to avail all facilities like credit card, cheque book, personal loan etc.
- If salary is not transferred - No facilities like credit card, cheque book, personal loan etc.
Documents Required:
- CIF (One time only, New to Bank customers)
- Know Your Customer Form.
- Complete “ACCOUNT OPENING FORM - INDIVIDUAL(S) - AL WATANI AL ISLAMI” or “NEW ACCOUNT RELATIONSHIP FORM – BUSINESS ACCOUNT - AL WATANI AL ISLAMI”.
- AWAI General Terms and Conditions (One time only).
- AWAI Account Opening Mandate, in addition to the following supporting documents.AWAI maintains its Shari'ah compliance under the guidance and supervision of an extremely capable and globally respected Shari'ah Supervisory Board
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Free Banking:
- Enjoy free daily banking including free international ATM Cash withdrawals above USD 300
- Free local and international remittances and option to send money in 60 seconds with DirectRemit through online banking and the mobile app
- Use the award-winning mobile app with innovative features covering security, payments, fund transfers, accounts & cards control, as well as apply for loans and more
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- Benefits from discounts of up to AED 8,000 on personal loans, auto loans and home loans
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- Free Entertainer Booklet with vouchers worth AED 20,000
- Win 1 of 15 monthly cash prizes of AED 2,000 each for maintaining an active banking relationship
- A life more rewarding. Beyond from Personal Banking