Minimum Deposit Required Annual Return Annual Fee Choice of Terms Features
 HSBC - eSaver Account HSBC - eSaver Account Minimum Deposit Required: AED 0 Annual Return: 0% Annual Fee: AED 0 Choice of Terms: - Features: Internet banking
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The eSaver Account is an online-only account. It can only be opened in UAE Dirhams and is available to UAE nationals and residents who hold a valid UAE residence visa. To encourage regular savings, no ATM card or cheque book is offered with the eSaver Account. 

Interest is calculated on the daily cleared balance and paid monthly as long as there has not been more than one withdrawal made for that month.

Additional Information:
  • Interest rates are dependent on the balance tier
  • No minimum balance requirements 
  • This account can be opened in AED only
  • Internet banking
Less than AED 100,0000.35%
Starting from AED 100,000 and less than AED 1,000,0000.55%
Starting from AED 1,000,000 and less than AED 5,000,0000.80%
AED 5,000,000 and above1.10%

*Interest rates are subject to change

Documents required: 
  • Original passport (for all customers) 
  • Valid residence visa (for non-GCC National customers only)
  • Proof of UAE residence (utility bill, rental agreement or employment letter (for GCC national customers only) dated within the last two months
Additional documents required for Premier by salary-based eligibility criteria:
  • Original labour card/work ID (including female applicants on father's or husband's sponsorship)
  • Original trade license (for all self-employed customers)
  • Salary certificate (for customers working in government or public sector companies)
  • Salary transfer letter (for customers working in private sector companies)
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