Minimum Balance Required Annual Return Features
Commercial Bank of Dubai - Esaver Account Commercial Bank of Dubai - Esaver Account Minimum Balance Required: AED 5,000 Annual Return: 1.25% Features: Phone Banking
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  • No minimum account balance or account maintenance charges
  • Up to 1.25% interest on your monthly average balances
  • 3 debits per month (transfers, payments, etc.) from Esaver account
  • Check your Esaver account balance and statements online
  • Instant opening through CBD Online Banking for CBD customers
Eligibility Criteria
If you are UAE National or UAE resident and minimum 18 years of age.

Interest Rates
 Monthly Average Balance Interest Rate%p.a.
AED 0 - AED24,9990.25% 
AED 25,000  – AED 99,9990.75% 
AED 100,000 – AED 999,9991.00% 
AED 1,000,000 – AED 4,999,999 1.25%
=>AED 5,000,0000.50% 
*Interest rates are subject to change; terms and conditions apply.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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