|Minimum Balance Required||Annual Return||Features|
|Emirates Islamic Super Savings Account||Minimum Balance Required: AED 3,000||Annual Return: 0.27%||Features: Islamic Finance, Air Miles|
*Criteria to qualify for Joining Bonus Miles - To be eligible for 2020 Joining Bonus Miles the customer needs to either transfer a minimum monthly salary of AED 5,000 Or maintain a minimum monthly average balance of AED 20,000 within the first two months from the account open date i.e. either in the account opened month or latest in the subsequent month.
- Free internationally recognized debit card
- Available in AED
- Get 2020 bonus Skywards Miles when you open your account*
- Earn up to 15000 Skywards Miles per quarter.
- Get discounts of 50% on the Annual Membership fee for your Skywards Card for the first year (subject to card approval)
- Free Saving Account with no minimum balance requirement
- Online banking to view, manage and conduct transactions at your convenience
- Phone banking giving you anytime, anywhere access to your accounts
- SMS account updates for charge card balances and other transactions
- Transfer your salary of AED 5,000 or higher to the bank
- Maintain a minimum quarterly average balance of AED 5,000
- Skywards Membership
*Debit Card and Cheque book are not available on Foreign Currency Current Accounts
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.