If you are planning to buy a property, have a digital copy of your Emirates ID, your last 6 months' bank statements, and your Salary Certificate ready. Once you submit the form on the landing page, the advisor will need these to finalize your official pre-approval.
This service is free of charge for you as HUSPY is compensated directly by the banks.

Product Income Requirements

●     Minimum salary: AED 10,000 per month for residents and non-residents

●     Types of Financing:

○     Resident mortgages

○     Non-resident mortgages

○     Salaried mortgages

○     Self-Employed mortgages

○     Equity release/Buyouts

○     Commercial mortgages

○     Alternative Financing, applies to:

■     Individuals with high debt-burden ration

■     Individuals with no/irregular salaries

■     Individuals over the typical age limit

●     Minimum salary from AED 10,000 per month for Expats.

●     Loan options available for salaried and self-employed applicants.

Documents Required - Can be uploaded online with Huspy

Identification

●     Passport

●     Visa

●     Emirates ID

Employment Details

●     Salary letter:

○     Original to include name

○     Nationality

○     Passport number

○     Start date

○     Designation

○     Basic salary

●     Latest 6 months’ pay slips (originals or company stamped copies)

Bank Documents – Salaried

●     6 months’ personal bank statements

●     Latest credit card statement

●     Latest statement of any loans (e.g. car loan, personal loan, credit card, etc.)

Bank Documents – Self Employed

●     6 months’ business bank statements

●     Listed liabilities of the company

●     Trade License

●     MOU

●   AOA 2 Years Audited financials – if available