Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
ADCB - Car Loan ADCB - Car Loan Minimum Salary: AED 5,000 Salary Transfer: Yes Early Settlement Fees: 1% Maximum Term: 5 Years Flat Rate: 2.49% Reducing Rate: 4.74%
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At ADCB, we understand that driving the right car is not just a part of your lifestyleو it is also a statement of your personality. That is why our Car Loans are customized to meet your requirements.

Features & Benefits:
  • Convenience – “One Signature” Application
  • Interest rates as low as 2.49% flat p.a
  • Finance up to AED 1.5 Million
  • Tenure up to 60 months
  • Finance up to 80% of vehicle value
  • Insurance finance option
  • Quick approvals
  • Simple documentation
  • 50 TouchPoints will be earned for every AED 1,000 of the loan amount
With an ADCB Car Loan, you can pay back in easy installments and drive easy!

  • Corresponding reducing balance starting from 4.74%.
  • ADCB Car Loans will be made available at the sole discretion of ADCB, subject to ADCB’s terms and conditions and upon submission of documentation acceptable ADCB.

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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