| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
ADCB Traveller Credit Card
|
Minimum Salary: AED 20,000 | Salary Transfer: No | Islamic Finance: No | Cashback: Yes | Annual Fee: AED 1,575 | Rate: 3.69% |
Key Benefits:
- 10% Cashback on airline tickets (any airline, any destination).
- 10% Cashback on hotel stays (any hotel, anywhere in the world).
- 50% Cashback on movie tickets (purchased online).
- 1.5% Cashback on all other domestic AED spends.
- 0% Foreign Currency Fees: No processing fees when using the card overseas.
- Hotel Welcome Voucher: An Expedia.ae voucher worth AED 2,000 upon joining; redeemable at participating hotels, anywhere in the world (subject to paying the annual fee and spending AED 15,000 within the first 60 days).
More Product Benefits:
- Airport Lounge Access: 14 complimentary visits per year to 1,200+ lounges worldwide for you and a guest (via the Mastercard Travel Pass app).
- Airport Transfers: 4 complimentary airport rides per year with Careem (up to AED 85 each)
- GHA DISCOVERY Titanium Membership: Enjoy room upgrades, early check-in, and late check-out at over 500 luxury hotels.
- Hertz President’s Circle: Up to 15% discounts and guaranteed room/car upgrades.
- Avis Benefits: Up to 25% discount on rentals and 10% off chauffeur services.
- Travel Insurance: Comprehensive medical and inconvenience cover, including car rental collision and loss damage waiver.
- Credit Shield: Complimentary life cover for the cardholder.
- Concierge Services: 24/7 Mastercard Travel & Lifestyle Concierge for dining and event bookings.
- Global Data Roaming: 1GB of free roaming data 3 times per year via Flexiroam. 15% discount on all subsequent Flexiroam data roaming plans.
- International Concierge: Enjoy 24/7 personal assistance for bespoke luxury travel planning, priority fine dining reservations, and VIP access to exclusive global events and entertainment.
- Golf Access: Free golf all year at Arabian Ranches Golf Club (Dubai) and Abu Dhabi Golf Club. To be eligible for this offer there is a minimum spend requirement of AED 5,000 monthly spend.
- Talabat Discount: 20% off food or grocery orders (once a month, capped at AED 14).
- School Fee Installments: Convert your children's school tuition into a 0% interest payment plan to manage education costs with ease.
- Balance Transfer: Transfer your outstanding balances from other bank credit cards.
- Interest-Free Installments: Enjoy 0% interest on your purchases and repay through manageable monthly installments for a duration of up to 12 months.
Rates and Fees:
- AED 1,575 (including VAT).
Eligiblity & Requirements:
- AED 20,000 or be eligible for a credit limit of at least AED 30,000.
- Minimum age 21
- Documents Required:
- Copy of Emirates ID; Valid Passport & Residence Visa Copy.
- Address Proof.
- Bank Statements with Three Months Salary Credits to the same IBAN.
Terms and conditions apply, subject to change without prior notice. To be eligible for the 10% cashback on flights and hotels, you must make a minimum retail spend of AED 5,000 per month.
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
