Minimum Balance Required | Currencies | Features | |
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Minimum Balance: AED 5,000 | Currencies: AED, USD | Features: Phone Banking, Multiple Currencies, Free Cheque Book |
A checking account that earns you interest, and lets you enjoy easy access and a host of premium services. Benefit from round-the-clock banking convenience through our extensive ATM network, phone banking and BankNet services. Also, avail various other banking services that can meet your needs.
Features & Benefits:
Documents Required:
For Individual & Joint account (UAE Nationals):
Features & Benefits:
- Interest Rate - 0.25%
- Interest-bearing account
- Cheque book facility (only for AED & USD)
- Free International ATM/debit card (AED only)
- Can be opened in approved foreign currency
- Monthly statement of account
- Minimum balance - AED 5000
- AED 25 for not maintaining the required balance
- Currency type - AED, USD, GBP, EUR, AUD, CAD, CHF, JPY and SGD
- Minimum salary - AED 3000 - Only debit card. No other facilities like credit card, cheque book, personal loan etc.
- Minimum salary - AED 5000 - To avail all facilities like credit card, cheque book, personal loan etc.
PLUS: Introducing enhanced services and product features by Beyond from Personal Banking
Free Banking:
- Enjoy free daily banking including free international ATM Cash withdrawals above USD 300
- Free local and international remittances and option to send money in 60 seconds with DirectRemit through online banking and the mobile app
- Use the award-winning mobile app with innovative features covering security, payments, fund transfers, accounts & cards control, as well as apply for loans and more
- Skywards Signature Credit Card with up to 30,000 bonus miles
- Benefits from discounts of up to AED 8,000 on personal loans, auto loans and home loans
- Save up to AED 3,000 on joining fee of Skywards Credit Card or SPG®World Mastercard with our new bundle offering with Metlife Insurance products
- Free Entertainer Booklet with vouchers worth AED 20,000
- Win 1 of 15 monthly cash prizes of AED 2,000 each for maintaining an active banking relationship
- A life more rewarding. Beyond from Personal Banking
For Individual & Joint account (UAE Nationals):
- Copy of passport(s) and original passport(s) for validation
- Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained: Appointment Letter / Contract Copy Pay slip (< 3 month old) Consolidated letter from HR for bulk accounts Most recent statement of account where customer's salary is being transferred
- Copy of passport(s), including residence visa page; as well as original passport(s) for validation
- Sponsor's letter of no objection
- Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained: Appointment Letter / Contract Copy Pay slip (< 3 month old) Consolidated letter from HR for bulk accounts Most recent statement of account where customer's salary is being transferred
- Copy of passport(s) and original passport(s) for validation
- Telephone/Electricity Bill