A checking account that earns you interest, and lets you enjoy easy access and a host of premium services. Benefit from round-the-clock banking convenience through our extensive ATM network, phone banking and BankNet services. Also, avail various other banking services that can meet your needs.

Features & Benefits:

• Interest Rate - 0.25%
• Interest-bearing account
• Cheque book facility (only for AED & USD)
• Free International ATM/debit card (AED only)
• Can be opened in approved foreign currency
• Monthly statement of account
• Minimum balance - AED 5000
• AED 25 for not maintaining the required balance
• Currency type - AED, USD, GBP, EUR, AUD, CAD, CHF, JPY and SGD
• Minimum salary - AED 3000 - Only debit card. No other facilities like credit card, cheque book, personal loan etc.
• Minimum salary - AED 5000 - To avail all facilities like credit card, cheque book, personal loan etc.

PLUS: Introducing enhanced services and product features by Beyond from Personal Banking

Free Banking:

• Enjoy free daily banking including free international ATM Cash withdrawals above USD 300
• Free local and international remittances and option to send money in 60 seconds with DirectRemit through online banking and the mobile app
• Use the award-winning mobile app with innovative features covering security, payments, fund transfers, accounts & cards control, as well as apply for loans and more

Exciting Privileges:

• Skywards Signature Credit Card with up to 30,000 bonus miles
• Benefits from discounts of up to AED 8,000 on personal loans, auto loans and home loans
• Save up to AED 3,000 on joining fee of Skywards Credit Card or SPG®World Mastercard with our new bundle offering with Metlife Insurance products
• Free Entertainer Booklet with vouchers worth AED 20,000 

Special Rewards:

• Win 1 of 15 monthly cash prizes of AED 2,000 each for maintaining an active banking relationship
• A life more rewarding. Beyond from Personal Banking

*Terms & Conditions Apply.

Documents Required:

For Individual & Joint account (UAE Nationals):

• Copy of passport(s) and original passport(s) for validation
• Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained: Appointment Letter / Contract Copy Pay slip (< 3 month old) Consolidated letter from HR for bulk accounts Most recent statement of account where customer's salary is being transferred

For Individual & Joint account (Residents):

• Copy of passport(s), including residence visa page; as well as original passport(s) for validation
• Sponsor's letter of no objection
• Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained: Appointment Letter / Contract Copy Pay slip (< 3 month old) Consolidated letter from HR for bulk accounts Most recent statement of account where customer's salary is being transferred

For Individual & Joint account (GCC Nationals):

• Copy of passport(s) and original passport(s) for validation
• Telephone/Electricity Bill