| Minimum Balance Required | Currencies | Features | |
|---|---|---|---|
ENBD Special Current Account
|
Minimum Balance: AED 5,000 | Currencies: AED, USD | Features: Phone Banking, Multiple Currencies, Free Cheque Book |
A checking account that earns you interest, and lets you enjoy easy access and a host of premium services. Benefit from round-the-clock banking convenience through our extensive ATM network, phone banking and BankNet services. Also, avail various other banking services that can meet your needs.
Features & Benefits:
Documents Required:
For Individual & Joint account (UAE Nationals):
Features & Benefits:
- Interest Rate - 0.25%
- Interest-bearing account
- Cheque book facility (only for AED & USD)
- Free International ATM/debit card (AED only)
- Can be opened in approved foreign currency
- Monthly statement of account
- Minimum balance - AED 5000
- AED 25 for not maintaining the required balance
- Currency type - AED, USD, GBP, EUR, AUD, CAD, CHF, JPY and SGD
- Minimum salary - AED 3000 - Only debit card. No other facilities like credit card, cheque book, personal loan etc.
- Minimum salary - AED 5000 - To avail all facilities like credit card, cheque book, personal loan etc.
PLUS: Introducing enhanced services and product features by Beyond from Personal Banking
Free Banking:
- Enjoy free daily banking including free international ATM Cash withdrawals above USD 300
- Free local and international remittances and option to send money in 60 seconds with DirectRemit through online banking and the mobile app
- Use the award-winning mobile app with innovative features covering security, payments, fund transfers, accounts & cards control, as well as apply for loans and more
- Skywards Signature Credit Card with up to 30,000 bonus miles
- Benefits from discounts of up to AED 8,000 on personal loans, auto loans and home loans
- Save up to AED 3,000 on joining fee of Skywards Credit Card or SPG®World Mastercard with our new bundle offering with Metlife Insurance products
- Free Entertainer Booklet with vouchers worth AED 20,000
- Win 1 of 15 monthly cash prizes of AED 2,000 each for maintaining an active banking relationship
- A life more rewarding. Beyond from Personal Banking
For Individual & Joint account (UAE Nationals):
- Copy of passport(s) and original passport(s) for validation
- Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained: Appointment Letter / Contract Copy Pay slip (< 3 month old) Consolidated letter from HR for bulk accounts Most recent statement of account where customer's salary is being transferred
- Copy of passport(s), including residence visa page; as well as original passport(s) for validation
- Sponsor's letter of no objection
- Salary Certificate (in case of salary transfer accounts); in the absence of a Salary Certificate, any one of the following documents may be obtained: Appointment Letter / Contract Copy Pay slip (< 3 month old) Consolidated letter from HR for bulk accounts Most recent statement of account where customer's salary is being transferred
- Copy of passport(s) and original passport(s) for validation
- Telephone/Electricity Bill
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
