Minimum Balance Required Currencies Features
FAB - Etihad Guest Account FAB - Etihad Guest Account Minimum Balance: AED 0 Currencies: AED Features: Purchase Protection Program
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  • No minimum balance requirement
  • Four free local fund transfers per month
  • First international remittance free per month (only FAB charges are waived for remittance made from AED accounts through SWIFT. No fee waiver on Instant Transfers)
  • First cheque book free
  • Earn 500 bonus Etihad Guest miles on the transfer of your first salary
  • Earn 1.5 Etihad Guest miles for every AED 1,000 on your average monthly balance*
  • (Up to a maximum of 5,000 Etihad Guest miles per month)


  • Applicant must be a resident of the UAE
  • Salaried customers: minimum monthly salary AED 10,000
  • Non-salaried customers: minimum initial deposit of AED 10,000

Required documents

  • The completed account opening form
  • Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)
  • Proof of income

Note: Additional documents may be required on a case-by-case basis

Debit card benefits

  • Your Etihad Guest Account comes with a free Etihad Guest Platinum debit card, your gateway to travel benefits and easy access to your cash

Earn miles

  • Your Etihad Guest Account comes with a free Etihad Guest Platinum Debit Card which enables you to earn Miles on your purchases

Protection Benefits

  • Your Etihad Guest Platinum debit card offers a range of protection benefits

Debit card daily limits

  • ATM cash withdrawal limit AED 20,000
  • Retail purchase transaction limit AED 40,000

*Terms and conditions apply

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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