Minimum Salary Currencies Features
FAB - Etihad Guest Elite Account FAB - Etihad Guest Elite Account Minimum Salary: AED 10,000 Currencies: AED Features: Airport Lounge Access
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  • No minimum balance requirement
  • Four free local fund transfers per month
  • First international remittance free per month (only FAB charges are waived for remittance made from AED accounts)
  • Free unlimited cheque books
  • Earn 1,000 bonus Etihad Guest Miles on your first salary transfer
  • Earn three Etihad Guest Miles for every AED 1,000 on your average monthly balance* (Up to a maximum of 5,000 Etihad Guest Miles per month)
  • *Average balance for the month must be at least AED 10,000


The Total Relationship Balance (TRB) should be equivalent to AED 500,000 or above
(TRB = Current/savings/call account balance + fixed deposits + investments)

Required documents

  • The completed account opening form 
  • Proof of income
  • Original and copy of a valid passport/resident visa/Emirates ID
  • Please note that additional documents may be requested on a case-by-case basis

Debit card benefits

FAB Etihad Guest Elite Account comes with a free Etihad Guest Signature debit card, your gateway to travel benefits and easy access to your cash

Welcome bonus Etihad Guest miles
  • Primary card: 750 joining miles (on your first purchase with the debit card)
Cash withdrawals at ATM
  • Free and unlimited cash withdrawals at a FAB ATM in the UAE
  • Four free cash withdrawals per month at a non-FAB ATM in the UAE
  • Each month's first cash withdrawal at any ATM outside the UAE will be free

Earn miles

  • Earn Etihad Guest miles for every AED 10 you spend
Domestic transactions (local currency):  Earn 2.5 miles for every AED 10 spent
International transactions (foreign currency): Earn three miles for every AED 10 spent
Etihad or Etihad Airways partners: Earn five miles for every AED 10 spent
  • Earn Etihad Guest miles for every AED 1,000 of average balance

Average balance more than AED 10,000 per month: Earn three miles on every AED 1,000

Travel benefits

Your Etihad Guest Signature debit card comes with complimentary travel benefits

  • Complimentary airport lounge access
Enjoy an outstanding travel experience with access to more than 650 airport lounges worldwide.
  • 24/7 concierge service
Make the most of your trip with round the clock concierge service assisting you in a wide range of travel-related tasks.

Protection benefits

Your Etihad Guest Signature debit card offers a range of protection benefits

  • Travel accident insurance
Get complimentary travel accident insurance of up to USD 500,000 when you book your flight tickets using your Etihad Guest Signature debit card. Click here for more details
  • Global purchase protection and extended warranty
Enjoy peace of mind with Global Purchase Protection and Extended Warranty for purchases made with your Etihad Guest Signature debit card
  • International medical and travel assistance
Your Etihad Guest Signature debit card offers you complimentary international medical and travel assistance to make your trip memorable.

 Debit card daily limits

  • ATM cash withdrawal limit AED 25,000
  • Retail purchase transaction limit AED 75,000
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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