Minimum Salary Currencies Features
FAB - One Account FAB - One Account Minimum Salary: AED 10,000 Currencies: AED Features: Free Cash Withdrawals
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  • No minimum balance charges
  • Earn FAB Rewards on your purchases and redeem for a Reward of your choice
  • Special offers and discount from select premium retailers in the UAE
  • Free Platinum Mastercard debit card
  • Free lounge access at selected airports for FAB Platinum Mastercard debit card


  • Applicant must be a resident of the UAE
  • Salaried customers: minimum monthly salary AED 10,000 per month
  • Non-salaried customers: minimum initial deposit of AED 10,000 per month

Required documents

  • The completed account opening form
  • Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)
  • Proof of income

Note: Additional documents may be required on a case-by-case basis

Debit card features

Your One Account comes with a free Platinum Mastercard debit card which gives you access to a range of shopping and lifestyle benefits

  • Get four free cash withdrawals from any ATM in the UAE
  • Secure online shopping with One Time Password (OTP)
  • Enjoy purchase protection on all debit card transactions up to 90 days from the date of purchase
  • Complimentary airport lounge access across the Middle East, with no prior booking, simply show your Platinum Mastercard debit card

FAB Rewards

Rewarding in every way

With your One Account, you will earn FAB Rewards on your account balance and debit card spending

  • Earn 40 FAB Rewards for every AED 100 you spend domestically or internationally. Learn more.
  • Earn 6 FAB Rewards for every AED 1,000 average account balance, up to a maximum of 80,000 FAB Rewards per month (a minimum average monthly balance of AED 10,000 is required). Learn more.
  • Enjoy instant redemption at your fingertips and easily choose from an extensive selection of Rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday. Learn more.
  • Experience exclusive lifestyle Rewards through our World Mastercard debit card. For details please click here.

Debit Card Daily Limits

  • ATM Cash Withdrawal Limit AED 15,000
  • Retail Purchase Transaction Limit AED 40,000

*Terms and conditions apply

**Minimum balance for the month to earn Rewards on average balance should be AED 10,000

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Arab Bank Current Account
Minimum Balance Required
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