Minimum Salary Currencies Features
NBF - Twin Benefit Account NBF - Twin Benefit Account Minimum Salary: AED 15,000 Currencies: AED, USD Features: Phone Banking, Multiple Currencies, Free Credit/Debit Card, Free Cash Withdrawals
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Enjoy the flexibility of a transactional account while growing your assets with this all-in-one deposit and current account.
You can have access to the considerable benefits of the NBF Twin benefit account by maintaining an average monthly balance of 15,000

A fall below fee of AED 75 applies if this is not maintained.


  • Interest on your account - the higher your balance, the more you earn
  • Interest rate up of up to 1.25% per annum
  • Access to AED and USD currencies
  • Standing instructions and remittance facilities
  • Free ATM withdrawal from any ATM in the UAE
  • Unlimited free branch transactions 
  • Credit card facilities
  • Salary advance facilities
  • SMS services
  • Mobile banking services
  • Free monthly account statement
  • Free international ATM / Debit Card
  • Access to your account through multiple channels

Required Documents

When you visit an NBF branch, you'll need to complete an account application form. You’ll also need to provide:

  • A copy/copies of your passport(s), along with your original passport(s)
  • Valid residence visa (for non-UAE Nationals)
  • Emirates ID card
  • Salary certificate (in case of salary transfer accounts), OR:
  • Appointment letter/copy of your contract
  • Payslip (less than three months old)
  • Consolidated letter from HR (for bulk account applications)
  • The most recent statement of the bank account to which your salary is being transferred
  • Original trade license (if you are self-employed)

    ** Calculator Definitions
    Amount: The total amount of money borrowed, also referred to as the principal amount.
    Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
    Years: This is the original term or length of the product, stated in years.
    Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
    Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
    Arab Bank Current Account
    Minimum Balance Required
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    Noor Bank Dual Account
    Minimum Balance Required
    AED 100