Minimum Balance Required Currencies Features
NBF - Twin Benefit Account NBF - Twin Benefit Account Minimum Balance: AED 15,000 Currencies: AED, USD Features: Phone Banking, Multiple Currencies, Free Credit/Debit Card, Free Cash Withdrawals
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Enjoy the flexibility of a transactional account while growing your assets with this all-in-one deposit and current account.
You can have access to the considerable benefits of the NBF Twin benefit account by maintaining an average monthly balance of 15,000

A fall below fee of AED 75 applies if this is not maintained.


  • Interest on your account - the higher your balance, the more you earn
  • Interest rate up of up to 1.25% per annum
  • Access to AED and USD currencies
  • Standing instructions and remittance facilities
  • Free ATM withdrawal from any ATM in the UAE
  • Unlimited free branch transactions 
  • Credit card facilities
  • Salary advance facilities
  • SMS services
  • Mobile banking services
  • Free monthly account statement
  • Free international ATM / Debit Card
  • Access to your account through multiple channels

Required Documents

When you visit an NBF branch, you'll need to complete an account application form. You’ll also need to provide:

  • A copy/copies of your passport(s), along with your original passport(s)
  • Valid residence visa (for non-UAE Nationals)
  • Emirates ID card
  • Salary certificate (in case of salary transfer accounts), OR:
  • Appointment letter/copy of your contract
  • Payslip (less than three months old)
  • Consolidated letter from HR (for bulk account applications)
  • The most recent statement of the bank account to which your salary is being transferred
  • Original trade license (if you are self-employed)

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