Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
ADF investor (non resident mortgage) ADF investor (non resident mortgage) Minimum Salary: AED 20,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: 0.0 Reducing Rate: 5.53
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Maximum Loan Amount - Loan amount must not exceed 8 times annual allowable income for UAE nationals and 7 times annual allowable income for expats.

 
Features
  • No salary transfer required
  • minimum salary: 20,000 AED
  • Loan Term: 3-25 years
  • Loan amount must not exceed 8 times annual allowable income for UAE nationals and 7 times annual allowable income for expats
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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