Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Amlak Finance Double Your Property Amlak Finance Double Your Property Minimum Salary: AED 10,000 Salary Transfer: Yes Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: - Reducing Rate: 5.75%
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With this unique product, customers have the opportunity to double their property portfolio by unlocking the value in their existing property. This product is available for both UAE residents and non-resident investors.                               

This innovative approach provides customers with convenience, efficiency, and peace of mind, along with minimal execution and registration hassles. 

*Terms and conditions apply

  • Reducing rate of 3.99%
  • Down payment of 0%
  • Complimentary property management services
  • No salary transfer requirement
  • Hassle-free and seamless processes
  • The second property can be either a ready or under-construction (off-plan) property
  • Second property is identified by Amlak
  • Ijarah repayments are covered by rental income
  • Three-month payment holiday at the commencement of the finance
  • Option to make variable rental only payments for the first four years of the finance
  • Complimentary property management and preventive maintenance services for both properties and repayment through rental income
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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