Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Arab Bank Ready Property Loan Arab Bank Ready Property Loan Minimum Salary: AED 20,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: 3.5 Reducing Rate: 6.5
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With Arab Bank Housing Loan, owning your dream home could not be easier or more convenient.

Our Housing loans borrowers are covered for life & Permanent Total Disability Insurance, financed residential property is also covered for Property All Risk Insurance, both insurance covers are up to loan outstanding balance at time of incident.
  • Competitive Interest Rates
  • Loan amount ranging from JOD 5,000 and up to JOD 700,000
  • Loan tenor ranging between one and 30 years
  • Loan settlement through flexible monthly installments according to your income
  • Financing up to 90% of the house value
  • Life and property insurance
  • Optional Insurance Cover on Content of Residential Property Against All Risk
  • Account services such as free Visa Electron, Arabi Online Service and Hala Arabi Service.
  • A variety of Credit Card options to choose from
  • Free home Content Insurance (up to 35,000 JD)
  • Loan Calculator
  • Minimum age 23 years and maximum age up to 65 years
Documents Required
  • Valid national ID and valid passport with valid Resident visa (for residents)
  • Recent utility bill in the name of the client e.g. electricity, telephone or rental contract
  • Latest Salary/Income/Employment verification document
  • Property purchase and sales agreement / contract
  • Ownership certificate of the financed property
  • Proof of Down payment
  • Bank statement
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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