Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Dubai Islamic Bank - Al Islami Home Finance Balance Transfer / Buyout Dubai Islamic Bank - Al Islami Home Finance Balance Transfer / Buyout Minimum Salary: AED 10,000 Salary Transfer: No Early Settlement Fees: Yes Maximum Term: 25 Years Flat Rate: - Reducing Rate: 3.24
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
At present, you can't apply for this product via But don't worry, by filling in the form below we'll help you find other options that you can apply for!
Some required information is not valid
Transfer your outstanding home finance balance from other banks to DIB! 

At Dubai Islamic Bank, we understand that one of the greatest joys is to own or build your dream home. Al Islami Home Finance offers you a range of options to suit your specific needs. We offer financing for residential and commercial properties. We also offer refinancing options for customers who may already own a property or are availing of a mortgage with another institution.

Our unique Advance Eligibility Process service is designed especially if you have not yet selected your property and are unaware of your financial eligibility. It gives you the advantage of starting your search for a property with a confirmed and approved finance facility in hand.
  • Attractive profit rate
  • Get up to AED 50 million in home finance
  • Minimum salary requirement for UAE nationals is AED 10,000 per month
  • Minimum salary requirement for UAE expats is AED 12,000 per month
  • Down payment requirement for UAE nationals is 20%
  • Down payment requirement for UAE expats is 25%
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Commercial Bank of Dubai - Mortgage Loan
Minimum Salary
AED 12,000
Reducing Rate
ADCB - Home Saver
Minimum Salary
AED 8,000
Reducing Rate