Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Dubai Islamic Bank - Al Islami Home Finance Under-Construction Non-Freehold (Self Construction) Dubai Islamic Bank - Al Islami Home Finance Under-Construction Non-Freehold (Self Construction) Minimum Salary: AED 10,000 Salary Transfer: No Early Settlement Fees: Yes Maximum Term: 25 Years Flat Rate: - Reducing Rate: 4.24
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Get fixed-rate finance for residential property in the UAE through DIB!

At Dubai Islamic Bank, we understand that one of the greatest joys is to own or build your dream home. Al Islami Home Finance offers you a range of options to suit your specific needs. We offer financing for residential and commercial properties. We also offer refinancing options for customers who may already own a property or are availing of a mortgage with another institution.

Our unique Advance Eligibility Process service is designed especially if you have not yet selected your property and are unaware of your financial eligibility. It gives you the advantage of starting your search for a property with a confirmed and approved finance facility in hand.
  • Low profit rate
  • High maximum finance amount of up to AED 50 million
  • Available for under-construction properties in freehold areas
  • Minimum salary requirement for UAE nationals is AED 10,000 (AED 12,000 for expats)
  • Minimum down payment requirement UAE nationals is 20% (25% for expats)
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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