Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Emirates Islamic - Home Finance Emirates Islamic - Home Finance Minimum Salary: AED 15,000 Salary Transfer: Yes Early Settlement Fees: Yes Maximum Term: 25 Years Flat Rate: - Reducing Rate: 4.59
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Limited period offers for your home financing needs

You can now own your dream home with a fantastic Home Finance offer from Emirates Islamic. Apply and get 50% discount on processing fees, fixed profit rate options up to 3 years starting from 4.59% p.a. (on reducing basis) and much more.

Special offer applicable only to Non Emirates Islamic Customers

  • 50% discount on processing fees
  • Fixed profit rates options up to 3 years starting from 4.59% p.a.(on reducing basis)
  • Available to all UAE Nationals & Expatriates

Offer valid until 31 October 2023

Terms and Conditions:

  • 50% discount is applicable on the processing fees for ready properties
  • Post the fixed rate period the profit rate will be on variable basis starting from 1.79% p.a. + 3 months EIBOR
  • All profit rates are on reducing basis
  • This pricing offer cannot be combined with any other active EI offer on Home Finance
  • Maximum tenor of 300 months or as per eligibility based on customer’s age
  • Takaful Premium is charged separately, not included in the Profit Rates applicable for Home Finance


  • Attractive and highly competitive profit rates linked with EIBOR, Click here to learn more about EIBOR Rates
  • 1% Processing Fee (0% processing fee for buy-outs)
  • Easy documentation and quick approvals
  • Low rate on Life Takaful
  • Enrolment into Priority Banking (subject to eligibility)
  • Finance solutions available for transfer/registration and brokerage fee
  • Comprehensive Solutions: Product solutions suitable for all individuals seeking finance to buy, transfer or cash release for any freehold property in UAE.
  • Approved Projects: Vast list of approved projects to avail finance, with special handover finance packages for near to ready properties.
  • High Finance Amounts: Finance up to 80% of the property value for expats and 85% for UAE Nationals
  • Monthly Repayments: Convenient monthly repayments with longer repayment tenures of up to 25 years.

  • *Please Note: Buy-out options are also available. You can transfer your existing finance from other banks and financial institution to Emirates Islamic at lower profit rates, longer tenors and lower installments.

    ** Calculator Definitions
    Amount: The total amount of money borrowed, also referred to as the principal amount.
    Rate (%): This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
    Years: This is the original term or length of the product, stated in years.
    Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
    Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.
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