Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
HSBC - Home Loan Balance Transfer HSBC - Home Loan Balance Transfer Minimum Salary: AED 15,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: 1.8 Reducing Rate: 3.24
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Move your mortgage to one of our current rates

A balance transfer is the process of moving your home loan from one lender to another.

You might decide to do this because:

  • you can reduce your financial burden with a lower rate or better length term
  • you can benefit from our expert mortgage advisers and service
  • you're already an HSBC customer, looking to have finances in one place

  • Free overpayments up to 25% of the outstanding amount per calendar year
  • No salary transfer required
  • Interest is calculated on the daily outstanding balance of your Home Loan based on the AED EIBOR rate(2)
  • Rates starting from 3.24% p.a.3
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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