Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
HSBC Home Finance Buyout HSBC Home Finance Buyout Minimum Salary: AED 15,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: - Reducing Rate: 3.24
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Owning a home in the UAE is closer than you think

Whether you're looking to earn a competitive rental income, or you just want a holiday home in the city of the future, we'll help you make a smart investment.

Why buy property in the UAE with us?

  • Low down payment
  • Borrow up to 60% of your property's value, so your savings could go further.
  • Dedicated Relationship Manager
  • As an HSBC Premier or Global Private Banking customer, you'll have your own Relationship Manager, who'll be able to guide you every step of the way.
  • Applying is quick and easy
  • Applying for an Approval in Principle takes on average just 60 minutes.
  • Mortgage advisor support
  • Receive advice over the phone from a mortgage advisor who can give you the support you need.
  • Free overpayments up to 25% of the outstanding loan amount per calendar year Interest is calculated on the daily outstanding balance of your Home Loan based on the AED EIBOR rate (3)
  • No salary transfer required
  • No early settlement charges after the first 3 years (4)
  • Get AED 2,500 cash back (5) on all new, top up or balance transfer Home Loans
  • Top Up possibility to consolidate your debt
  • Loan Amount: Up to 8 times the annual income or AED 20M (whichever is lower) for UAE nationals and 7 times or AED 20M (whichever is lower) for expats
  • Down payment as per central bank regulations
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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