Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
NBF Home Loan NBF Home Loan Minimum Salary: AED 15,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: 1.55% Reducing Rate: 3.15%
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From searching for the perfect location to picking out the ideal colour for your drapes, you have enough on your mind while shopping for a home. Let NBF  make it easier for you with a loan that requires minimal approvals and flexible payment periods.
  • Competitive profit rates
  • No hidden charges
  • Life insurance mandatory
  • Minimum documentation requirements
  • Quick processing time
  • Buy-out and top-up options available
  • Instalment deferment option
  • Equity release
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
ADCB - Home Saver
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AED 8,000
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Commercial Bank of Dubai - Mortgage Loan
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AED 12,000
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