Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
NBF Home Loan NBF Home Loan Minimum Salary: AED 15,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: 1.55 Reducing Rate: 3.15
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Buying a home is a big step and there are many things to think about. At National Bank of Fujairah, you just choose your ideal home and we'll take care of the rest.

  • Loan amount of up to AED 20 million
  • Competitive interest rates
  • Financing of up to 80% of the property's value
  • Flexible repayment periods of up to 25 years
  • Financing for all completed properties across the UAE
  • Financing available for select off-plan properties
  • Quick approvals

Required Documents:
To be eligible for an NBF Home Loan, you need to be living in the UAE, be over 21 years of age and provide proof of your income.
You will also need to provide (where applicable):
  • A copy of your valid passport
  • An original salary certificate from your employer
  • Bank statements dating back to the past six months
  • A pre-approval processing fee cheque

  • Competitive profit rates
  • No hidden charges
  • Life insurance mandatory
  • Minimum documentation requirements
  • Quick processing time
  • Buy-out and top-up options available
  • Instalment deferment option
  • Equity release
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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