Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Standard Chartered Bank - Personal Loan Standard Chartered Bank - Personal Loan Minimum Salary: AED 8,000 Salary Transfer: Yes Islamic Finance: No Maximum Term: 4 Years Flat Rate: 3.55% Reducing Rate: 6.39%
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Special Offer New customers are eligible for the following welcome gift - Get AED 500 cashback
To be eligible for AED 500 cashback, you need to 
  • submit a completed application from online 
  • and meet the minimum spend requirements of AED 10,000 within 60 calendar days from your credit card activation date
  • High Loan Amount
  • Competitive Pricing
  • Flexible Repayments
  • Fast Processing
Additional Information
Offer Terms & Conditions:
  • Cash back would be processed as per the following.
    • New / Take Over / Additional Loan:
      • 1% of Total Loan Amount (Min AED 500, Max AED 2500)
    • Top Up Loan:
      • 1% of Cash in Hand Amount (Min AED 500, Max AED 2500);
  • Cash back as per the above table would be credited into your account with SCB within 60 days of the disbursal of funds into your account. In the event that you have applied for a Take Over Loan, cashback would be credited into your account within 60 days of the second disbursal. No Cash Back would happen if the Second disbursal does not happen within 60 days of the Loan booking Date. Loans are granted at the sole discretion of Standard Chartered Bank as per its Terms and Conditions. Personal Loan / finance application will only be processed after all the required documents have been received and are deemed to be correct and aligned with the Bank's requirements
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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