Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Standard Chartered Bank - Personal Loan Standard Chartered Bank - Personal Loan Minimum Salary: AED 30,000 Salary Transfer: Yes Islamic Finance: No Maximum Term: 4 Years Flat Rate: 4.16% Reducing Rate: 7.55%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
At present, you can't apply for this product via But don't worry, by filling in the form below we'll help you find other options that you can apply for!
Some required information is not valid

  • Take-Over Facility 
If you have a loan with another bank but want to take advantage of our competitive terms, we can help you move your loan to us with our hassle-free process.
  • Top-Up Loan 
If you need additional financing during your loan tenure, we offer you a top up as long as you've made regular repayments.
  • Instalment Deferment Option
We offer you the convenience of being able to postpone your monthly payments twice a year.
  • No Minimum Balance
We waive the minimum balance requirement on your transaction account during your loan period.
  • Convenient Banking 
24-hour phone banking and mobile banking, that allows you to manage your money and complete your transactions anywhere in the world.
  • Interest rates as low as 7.55% p.a. (reducing)
  • Access up to AED 500,000 at an attractive interest rate
  • Enjoy the convenience of monthly repayments up to 4 years
Documents Required
  • Valid Passport, UAE Residency Visa and valid Emirates ID (original)
  • Salary Transfer Letter
  • Salary Certificate (in case of Taking Over Loans)
  • 3-month Bank Statement
  • Liability Letter (in case of taking Over Loans)
  • Minimum Salary: AED 15,000 per month
  • Minimum Age: 21 years
  • Maximum Age: 65 years or company retirement age at loan maturity whichever is lower.
  • Proof of Retirement age in company required for any case where age > 60 years at the time of loan maturity. This could be mentioned on Salary Transfer Letter, employment Contract or a Company Letter
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
CBD Absher Personal Finance
Minimum Salary
AED 8000
Flat Rate