Minimum Balance Required Annual Return Features
ADCB Islamic Banking - Emirati Millionaire Destiny Savings Account ADCB Islamic Banking - Emirati Millionaire Destiny Savings Account Minimum Balance Required: AED 5,000 Annual Return: 0.15% Features: Sharia Compliant
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
At present, you can't apply for this product via But don't worry, by filling in the form below we'll help you find other options that you can apply for!
Some required information is not valid
The Emirati Millionaire Savings Account (EMSA) is a unique Shari’ah compliant savings account specially designed to meet the needs of Emiratis, their spouses and their children.

EMSA could make you a millionaire overnight to secure your family’s prosperity. There are semi-annual, daily and monthly prizes.

EMSA list of Prizes:
  • A grand prize every six months of AED 1 million (the upcoming draw will take place in December 2016)
  • Every month you have a chance to win a prize of AED 250,000
  • Every working day we will announce a winner of AED 10,000

Simple criteria:
  • AED 5,000 minimum monthly average balance is required to be eligible for the prize draws
  • Every extra AED 1,000 you save over AED 5,000 gives you an additional chance to win
Features & Benefits:
  • Attractive profits paid quarterly
  • ADCB TouchPoints earned on account balances
  • Free debit card
  • ADCB Islamic Banking contributes AED 25 to charity for each account opened
Expected Annual Return: 0.15%

Noor Bank - Dual Account
Minimum Salary
AED 5,000
Annual Return
NBF Savings Account
Minimum Salary
Annual Return