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Minimum Balance Required Annual Return Features
ADIB - Ghina Savings Account ADIB - Ghina Savings Account Minimum Balance Required: AED 3,000 Annual Return: 0.36% Features: Islamic Finance, Sharia Compliant, Online Banking, Multiple Currencies, Free Cheque Book, Islamic Banking, Internet banking
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​​Looking to realize your dreams with a little luck? The ADIB Ghina Savings Program brings you the opportunity to save and win AED 3 million ​every 4 months. 

Features & Benefits:
  • Maintain a minimum balance of AED 20,000 to enter a draw and get a chance to win AED 3 million
  • Ghina account SMS facility
  • Chequebook provided with salary account
  • Free ADIB Visa Electron Debit Card​​  to access your account and funds instantly ​​at any ATM or retail outlet.
  • Expected quarterly profits​ calculated on a monthly basis and credited to your account every quarter.
  • ADIB Mobile Banking App! Bank anytime, anywhere with the ADIB Mobile Banking App - available for all iPhone and Android devices.
  • Standing Instructions to manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.
  • 24 Hour Banking Services​, in addition to our mobile app, you will always have e-ADIB Internet Banking, Telephone Banking, and SMS Banking.​
  • The profit rate varies depending on the balance on the account and you need a minimum of AED 5,000 to earn profit. The maximum profit earned is 0.36%.
Documents Required:
  • Original passport
  • Valid Emirates ID (for UAE Nationals & Residents)​
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