Minimum Balance Required Annual Return Features
ADIB - Savings Account ADIB - Savings Account Minimum Balance Required: AED 3,000 Annual Return: 0.36% Features: Islamic Banking
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
Some required information is not valid

Free Unlimited Teller Transactions At Over 80 Branches Across The UAE

For your day-to-day banking needs, you can use the teller service at any ADIB Branch free of cost. You can choose from over 80 branches in the UAE including Dana Women's Banking branches, 10-to-10 branches and our 24/7 branch at Abu Dhabi Airport.

Free ADIB Visa Electron Debit Card

We provide secure, instant access to your account at any ATM or retail outlet. You can check balances, withdraw cash (with higher withdrawal limits), pay bills, and transfer funds for free at over 700 ADIB ATMs (and growing) across the UAE (charges apply when you use other bank ATMs locally and worldwide). You can shop with your ADIB Visa Debit card at thousands of retail stores locally and internationally.

Expected Quarterly Profits

Profits are calculated on a monthly basis and credited to your account every quarter.  Please note that you need to maintain a minimum monthly balance of AED 5,000 to be eligible to earn profit.

ADIB Mobile Banking App

Bank anytime, anywhere with the ADIB Mobile Banking App - available for all iPhone, Android & Blackberry devices. You need just one e-PIN to simply and safely access online, mobile and phone banking. Download the ADIB Mobile Banking App on your tablet or smartphone today and discover why more and more clients are raving about its simplicity!

  • Send money in the UAE and abroad
  • Pay bills
  • Recharge phone and Salik credit
  • Navigate to our nearest branch or ATM
  • Check balances and statements
  • Apply for financing and so much more

If you prefer banking without downloads and data packages, simply dial *161# from your registered mobile number and bank with no airtime/data usage charges.

Standing Instructions

Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.

24 Hour Banking Services

In addition to our mobile app, you will always have:

  • e-ADIB Internet Banking 
  • Telephone Banking 
  • SMS Banking 

Account Statements 

Your account statements are also sent to you by postal mail on a quarterly basis.

Free e-Statements

e-Statements are delivered to your mailbox on a monthly basis at no extra cost.

ADIB WebSecure

Ensuring online shopping is safe (click here to know more)

Choice of Currency

You can also choose to maintain your account in any of the following currencies:

  • AED, US Dollar & GBP
  • The ATM Card is for use in AED Currency only

How is this Shari'a compliant?

This investment account is based on the Islamic principle of Mudaraba where you share profits and bear losses as stipulated in the Banking Service Agreement.

Required Documents:
  • Original passport - for Joint Accounts, please bring all original passports and all account holders should be present
  • Valid Emirates ID (for UAE Nationals & Residents)
  • A salary certificate from your employer is required only if you are transferring your salary to this account
  • An initial deposit of AED 3,000 is required if you are not transferring your salary to this account
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
NBF Savings Account
Minimum Salary
Annual Return
Noor Bank - Dual Account
Minimum Salary
AED 5,000
Annual Return