Minimum Balance Required Annual Return Features
Emirates Islamic E-Savings Account Emirates Islamic E-Savings Account Minimum Balance Required: AED 3,000 Annual Return: 2% Features: Sharia Compliant, Online Banking
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*There are no limits to transactions made on the account. In case of a withdrawal from your e-Savings Account during any month, profit will be paid on the basis of the prevalent Savings Account rate of that particular month.
    Features
    • Shari'a compliant Wakala based profit bearing Account.
    • Earn up to 2% p.a. expected profit rate for AED Currency and up to 1.25% p.a. expected profit rate for USD Currency, as per the deposit slab.
    • Enjoy 2% p.a expected profit rate across all slabs for three months on AED and 1.25% on USD for new customers.
    • Account holders can enjoy a range of benefits, including online transfers and bill payments.
    • There are no limits to transactions made on the account, however the transactions will impact calculation of profits.*
    Eligibility
    • Quick and easy self-opening account through Online Banking
    • Convenience of online transfers
    • No limit on number of withdrawals, however withdrawals impacts profit balance calculation*
    • Available in AED and USD
    • Required Online Banking access
    • Available for Individuals
    • No minimum balance requirement
    • *Please refer to our FAQs
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