Minimum Balance Required | Annual Return | Features | |
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Minimum Balance Required: AED 3,000 | Annual Return: 2% | Features: Sharia Compliant, Online Banking |
*There are no limits to transactions made on the account. In case of a withdrawal from your e-Savings Account during any month, profit will be paid on the basis of the prevalent Savings Account rate of that particular month.
Features
- Shari'a compliant Wakala based profit bearing Account.
- Earn up to 2% p.a. expected profit rate for AED Currency and up to 1.25% p.a. expected profit rate for USD Currency, as per the deposit slab.
- Enjoy 2% p.a expected profit rate across all slabs for three months on AED and 1.25% on USD for new customers.
- Account holders can enjoy a range of benefits, including online transfers and bill payments.
- There are no limits to transactions made on the account, however the transactions will impact calculation of profits.*
Eligibility
- Quick and easy self-opening account through Online Banking
- Convenience of online transfers
- No limit on number of withdrawals, however withdrawals impacts profit balance calculation*
- Available in AED and USD
- Required Online Banking access
- Available for Individuals
- No minimum balance requirement
- *Please refer to our FAQs