Minimum Balance Required Annual Return Features
ENBD Smart Saver Account ENBD Smart Saver Account Minimum Balance Required: AED 5,000 Annual Return: 1.75% Features: Multiple Currencies
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Enjoy high interest rates as well as the flexibility to operate your account online - it’s right at your fingertips! Now, the Smart S@ver account is also available in major currencies like USD, GBP & EUR at attractive interest rates based on the account balance. The more you save, the more interest you earn. Also, avail various other banking services that can meet your needs.

Interest Rates:

Smart S@ver - AED

0.00% - Less than AED 25,000 2.00% - AED 25,000 to less than AED 100,000 1.75% - AED 100,000 to less than AED 5 Million 1.50% - AED 5 Million & above

Smart S@ver - USD

0.00% - Less than USD 5,000 1.25% - USD 5,000 to less than USD 25,000 1.00% - USD 25,000 to less than USD 1 Million 0.75% - USD 1 Million & above

Smart S@ver - GBP

0.00% - Less than GBP 5,000 1.25% - GBP 5,000 to less than GBP 20,000 1.00% - GBP 20,000 to less than GBP 1 Million 0.75% - GBP 1 Million & above

Smart S@ver - EUR

0.00% - Less than EUR 5,000 1.25% - EUR 5,000 to less than EUR 20,000 1.00% - EUR 20,000 to less than EUR 1 Million 0.75% - EUR 1 Million & above
  • Interest calculation based on - Daily closing balances.
  • Interest Pay-out (credit to account) - Monthly.
  • Transfers to own Smart S@ver accounts, Utility bill payments through Online Banking or Bank induced charges will not be considered as withdrawals. In case the number of monthly withdrawals is more than the above permissible limits, the interest applied for the month will be 0.25% p.a.
ENBD Smart S@ver Account Features:
  • Funds to the account electronically - via Online Banking transfers and cash deposit machines.
  • To encourage regular savings, no ATM card or cheque book is offered with the Smart S@ver account.
  • Use less paper by viewing and downloading your account statement via our Online Banking.
  • Joint Accounts are not permissible for Smart S@ver product.
  • Initial Deposit - Not required
  • Minimum Balance - AED 3000
  • AED 25 for not maintaining the required balance
  • The maximum number of withdrawals permitted per month for Smart S@ver accounts (AED, USD, GBP and EUR currencies) will be revised to 1 (one).
  • No documentation required, as this account can be opened only by existing customers, who have an existing account with the bank.

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