| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
ADIB - Cashback Gold Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: Yes | Cashback: Yes | Annual Fee: AED 500 | Rate: 3.09% |
Enjoy Cashback and free roadside assistance with the Cashback Gold card from ADIB!
Features
- Free access to Dubai and Abu Dhabi Airport Lounges
- ADIB Travel Desk
- Roadside Assistance
- Quarterly discount offers
- Four free Supplementary Cards
- Instant SMS updates
Additional Information
- For non salary transfer customers, the minimum salary requirement is AED 10,000.
- The foreign currency rate applicable on overseas transactions is {3%}
- Original and copy of valid passport
- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
- Salary certificate from current employer (not more than 30 days old)
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
