| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
ADIB - Etisalat Visa Signature Card
|
Minimum Salary: AED 15,000 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: AED 1,199 | Rate: 3.09% |
ADIB introduces the ADIB Etisalat Visa Signature Card that comes loaded with rewards and benefits!
- 100,000 welcome Etisalat Smiles Points
- Earn Etisalat rewards on all spends
- Lifestyle benefits - free roadside assistance, valet parking
- Profit rate is 2.99% with salary transfer
- 5th supplementary card onwards annual fee is AED 1,199
Features
- 100,000 welcome Etisalat Smiles Points
- For non-Self-funded Card earn 6 Etisalat Smiles points for every Dirham spent local and international transactions on the Card so every AED 100 spent is 20 minutes of UAE talk time.
- For non-Self-funded Card earn 1 Etisalat Smiles points for every Dirham spent on Specific merchant* transactions on the Card so every AED 100 spent is 3 minutes of UAE talk time.
- For Self-funded Card earn 3 Etisalat Smiles points for every Dirham spent local and international transactions on the Card so every AED 100 spent is 10 minutes of UAE talk time.
- For Self-funded Card earn 1 Etisalat Smiles points for every Dirham spent on Specific merchant* transactions on the Card so every AED 100 spent is 3 minutes of UAE talk time
- Redeem Reward Points for:
- Etisalat Data or Talk time
- Etihad Guest Miles
- Airline tickets
- Free Valet Parking at select locations
- Free premium airport lounge access.
- Withdraw 100% of your finance limit as cash
- Free roadside assistance
Additional Information
Required Documents- Original and copy of valid passport
- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
- Salary certificate from current employer (not more than 30 days old)
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
