Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
ADCB - Mortgage Services ADCB - Mortgage Services Minimum Salary: AED 8,000 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: 3.99 Reducing Rate: -
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
At present, you can't apply for this product via But don't worry, by filling in the form below we'll help you find other options that you can apply for!
Some required information is not valid
Employment Category  UAE Nationals Expatriate Residents Non-residents (Post Tax) 
 Salaried AED 8,000 p.m. AED 15,000 p.m. AED 25,000 p.m.
 Self-employed AED 75,000 p.m. 
 average credit turnover  
 AED 75,000 p.m. 
 average credit turnover 

You do not need to have an account or be an existing customer of ADCB to take a mortgage.
  • Experienced and dedicated Mortgage Relationship Managers to guide you through the entire application process
  • Dedicated after-sales Mortgage Service and Helpline Desk
  • Option of Islamic & Conventional Home Finance
  • Fixed Rate Options
  • Repayment period of up to 25 years
  • Financing up to 80% of the property value
  • Competitive interest rate options
  • Flexibility to partially settle your mortgage loan anytime
  • Refinancing Options
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Commercial Bank of Dubai - Mortgage Loan
Minimum Salary
AED 12,000
Reducing Rate
ADCB - Home Saver
Minimum Salary
AED 8,000
Reducing Rate