Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
ADCB - Hayyak ADCB - Hayyak Minimum Salary: AED 0 Salary Transfer: No Islamic Finance: No Maximum Term: 0 Years Flat Rate: 0.0% Reducing Rate: 0.0%
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Start your banking relationship instantly. Be it simply opening an account or opening an account with a personal loan amount credited to it.
All this in 3 simple steps: Download the App, Scan your documents, Fill in a few details and get the welcome pack delivered to you in 3 days.

Now, check your eligibility for a Personal Loan and get instant credit of funds to your newly opened ADCB account.
  • Quickest way to Finance (New): Apply for personal Loan/Islamic Finance, receive the amount in minutes, no papers required*
  • Instantly open an account from a range of options: Choose a current or savings account. Islamic accounts and finance are also available.
  • Free for life Credit card
  • Door-step service: Collection of salary documents for loans & Welcome kit delivery in 3 days.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
CBD Absher Personal Finance
Minimum Salary
AED 8000
Flat Rate