Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
ADCB - Hayyak ADCB - Hayyak Minimum Salary: AED 0 Salary Transfer: No Islamic Finance: No Maximum Term: 0 Years Flat Rate: 0.0% Reducing Rate: 0.0%
Start your banking relationship instantly. Be it simply opening an account or opening an account with a personal loan amount credited to it.
All this in 3 simple steps: Download the App, Scan your documents, Fill in a few details and get the welcome pack delivered to you in 3 days.

Now, check your eligibility for a Personal Loan and get instant credit of funds to your newly opened ADCB account.

Get a bonus 50,000 TouchPoints and 50% discount on the loan processing fee!
This offer is valid up to 31st December 2020.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Emirates Islamic - Personal Finance for Expatriates
Minimum Salary
AED 15000
Flat Rate
3.99%
CBD Absher Personal Finance
Minimum Salary
AED 8000
Flat Rate
2.45%
Citibank - Personal Instalment Loan
Minimum Salary
AED 8000
Flat Rate
-