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Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Noor Bank Personal Finance Noor Bank Personal Finance Minimum Salary: AED 5,000 Salary Transfer: Yes Islamic Finance: Yes Maximum Term: 4 Years Flat Rate: 2.49% Reducing Rate: 4.56%
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Features
  • High finance amount of up to AED 1,000,000 for expatriates, and AED 2 million for UAE nationals
  • Second finance and top-up option available
  • Maximum financing of up to 4 years
  • First year free credit card
  • Takaful coverage (including optional family and job loss cover)
  • Simple documentation and quick approvals
  • Terms and conditions apply
Documents Required
  • Salary transfer letter
  • 3 months bank statement
  • Valid copy of Passport, Residency visa and Emirates ID
Eligibility
  • Age 21 years, and above
  • Minimum monthly salary of AED 5,000 (salary transfer required)
  • Employer should be approved with Noor Bank
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
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