The most flexible credit card in town!
Shop, earn cashback and switch between reward programs
Welcome Bonus
Get Aed 400 bonus on your application completion
Fully digital & easy to use
From applying to activating and managing it, you can do it all from your Liv App in just a few clicks.
- Paperless application
- Balance transfer
- Track rewards
- Loan on card
- Switch between rewards
- Easy payback options
Features
- Up to AED 18,000 cashback per annum
- Earn 1 Skywards Miles per AED 1
- Free Airport Transfers
- Free Airport Lounge access
- Free Reel Cinema tickets every month
- Buy 1 get 1 free dining & lifestyle offers
- 10% off on Cleartrip flight booking
- 10% off on Hotels.com discount
- No annual fee
- Dining out discounts
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.