Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
HSBC - Cashback Credit Card HSBC - Cashback Credit Card Minimum Salary: AED 10,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 313.95 Rate: 3.45%
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Enjoy up to 10% cashback on everyday spends, automatic credit of cashback every month, along with travel and lifestyle benefits. No annual fee for the 1st year and 2nd year onwards waiver subject to meeting minimum spend*

  • Automatic credit of cashback every month
  • No maximum limit on total cashback earned
  • Up to 10% cashback on your spend
  • No annual fee for the 1st year and 2nd year onwards waiver subject to minimum spend
  • No requirement of opening a bank account or salary transfer
  • 'Buy 1 Get 1 Free' tickets at Vox Cinemas
  • 1000s of discounts and benefits (Entertainer mobile app, I Love Dining programme, and many more.)
Additional Information
  • Mnimum monthly salary of AED 10,000. 
  • You must be 21 to 65 years old.

Documents Required:
  • Identification documents of primary and supplementary applicant(s) - passport and Emirates ID
  • Proof of residency: Valid visa
  • Income documents of primary applicant

You will be required to submit the below supporting documents after completing the online application form.

The approval given will be conditional and is subject to the information provided in these documents.

  • Valid Emirates ID
  • Original passport
  • Valid residence visa (for non-GCC national customers only)
  • Proof of UAE residence
  • Signed security cheque
  • The last two months of original bank statements from the account where your income is credited
  • Original income transfer letter from your employer, or original income certificate issued in the last 1 month, or 2 income credits into an HSBC account
  • Proof of UAE residence - acceptable documents: to prove you are an UAE resident we will need to see a utility bill, rental agreement/title deeds or employment letter (for GCC national customers only) dated within the last 2 months


*No annual fee for the first year providing your application is approved during the campaign period (1st May 2020 up to and including 31st December 2020). After the first year and on an annual basis thereafter, your Annual Fee will be waived on the HSBC Cashback Credit Card provided you spend a minimum of AED 12,000 in the previous 12 months (“Minimum Spend”) (either domestically or internationally). If you do not meet the Minimum Spend, we will charge you the Annual Fee of AED 299 (AED 313.95 inclusive of VAT) in the 13th month. Please refer to the latest Schedule of Services and Tariffs available on our website for complete details.

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