|Minimum Salary||Salary Transfer||Islamic Finance||Cashback||Annual Fee||Rate|
|Najm - ONE Cashback Credit Card||Minimum Salary: AED 8,000||Salary Transfer: No||Islamic Finance: No||Cashback: Yes||Annual Fee: AED 313.95||Rate: 3.25%|
- The annual fee applicable on this card is AED 313.95
- Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher. The rate varies between 3.25% to 3.79%.
- The foreign currency rate applicable on overseas transactions is 3%.
- Balance Transfer fee: up to 5%.
- Transfer your balances to Najm ONE Cash Back Credit Card and get preferential rates for 6, 9 or 12 months.
- Rewards: The more frequently you use Najm One, the more your cash back increases, giving you up to AED 500 cash back, directly credited to your card every month
- Dining, shopping, & cinema offers.
You require a minimum salary of AED 8,000 per month to be eligible for this card.