Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Najm - Platinum Plus Cashback Credit Card Najm - Platinum Plus Cashback Credit Card Minimum Salary: AED 7,000 Salary Transfer: No Islamic Finance: No Cashback: Yes Annual Fee: AED 420 Rate: 3.25%
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  • The annual fee applicable on this card is AED 420
  • Up to 55 days of interest free period and minimum payment of 5% or 100 AED which ever is higher. The rate varies between 3.25% to 3.79%.
  • The foreign currency rate applicable on overseas transactions is 3%.
  • Balance Transfer fee: up to 5%.
  • Transfer your balances to Najm Platinum Plus Cashback Credit Card and get preferential rates for 6, 9 or 12 months.
  • For every AED 1 spent in Carrefour earn 3% cashback and for every AED 1 spent everywhere else earn 1.5% cashback. Double your Cashback by using your Najm card at Carrefour every Tuesday. Maximum redemption a month is AED 500 in Carrefour voucher.
  • Rewards: For every AED 1 spent in Carrefour earn 3% cashback and for every AED 1 spent everywhere else earn 1.5% cashback. Double your Cashback by using your Najm card at Carrefour every Tuesday. Maximum redemption a month is AED 500 in Carrefour voucher.
  •  Dining, shopping, & cinema offers.
Additional Information
Eligibility:
You require a minimum salary of AED 7,000 per month to be eligible for this card.
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