| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
ADCB Essential Cashback Credit Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: No | Cashback: Yes | Annual Fee: AED 0 | Rate: 3.69% |
Applications are restricted to salaried individuals only earning at least AED 5,000 per month, with all other profiles being automatically rejected.
Key Benefits:
- Enjoy a welcome bonus of up to AED 350 when you apply for the ADCB Essential Cashback Credit Card.
- 1% cashback on all purchases.
- 20% off Talabat food and grocery delivery (once a month).
- Movie cashback.
- Complimentary airport lounge access.
More Product Benefits:
- Up to AED 70 cashback per month on movies tickets purchased online.
- Enjoy 4 complimentary visits to 25+ airport lounges worldwide for you and your supplementary cardholders.
- Convert school fees into a 0% Interest Payment Plan.
- Benefit from a zero interest rate and repay in easy installments of up to 12 months.
- Receive up to 7% cashback - book your next holiday on booking.com.
- Enjoy up to 20% discount on all AVIS rentals in addition to a free upgrade.
Rates and Fees:
- Free for life.
Eligibility & Requirements:
- A minimum salary of AED 5,000 or be eligible for a credit limit of at least AED 3,000
- Minimum age 21
Documents Required:
- Copy of Emirates ID; Valid Passport & Residence Visa Copy.
- Address Proof.
- Bank Statements with Three Months Salary Credits.
Terms and conditions apply, subject to change without prior notice.
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
