Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADCB Islamic - Etihad Guest Platinum Card ADCB Islamic - Etihad Guest Platinum Card Minimum Salary: AED 15,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 525 Rate: 3.25%
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  • The annual fee applicable on this card is AED 525
  • Up to 55 days of free grace period and minimum payment of 5% or 100 AED which ever is higher
  • The foreign currency rate applicable on overseas transactions is 2.99
  • Balance Transfer fee is 0.89% up to 1.5% per month
  • Earn 1 Etihad Guest mile for every USD 1 spent locally. Earn 1.25 Etihad Guest miles for every USD 1 spent internationally or with Etihad Airways. 
  • Welcome bonus of 12,000 Etihad Guest Miles during the first year of membership. 1,000 Etihad Guest Miles on monthly purchases of USD 1,000 in addition to regular Etihad Guest Miles earning.
  • No cashback is rewarded for this card
  • 50% off Vox Cinema online tickets for showtimes on Sunday
  • Up to 12% off on eligible properties with Agoda
  • Discounts & benefits at Yas Island Theme Parks
  • Complete control of card with the Card Control feature on the ADCB Mobile Banking App
  • Optional enrollment to Credit Shield with a nominal monthly fee Utility bill payment
  • Personal payment plan
  • Balance transfer available
Additional Information
  • Minimum salary of AED 15,000
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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