Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADCB Islamic - Platinum Credit Card ADCB Islamic - Platinum Credit Card Minimum Salary: AED 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 0 Rate: 3.25%
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For existing cardholders only.
  • Monthly Fee is AED 630
  • It is easy to pay your bills or top up your accounts for various services, including ADDC, Du, Etisalat and Salik, through ADCB Personal Internet Banking or the ADCB Mobile App.
  • Pay your credit card bills at any of our 50+ branches, at select ATMs, ENOC and EPPCO stations, Al Ansari Exchange.
  • Credit Shield Takaful is an optional plan which covers your card against any emergencies such as Critical Illness, Natural Death, Permanent or Total Disablement and Involuntary Loss of Employment. It is available at a nominal charge.
  • Use your Platinum credit card anywhere in the world and enjoy free purchase protection for up to 90 days. It is valid from the date of purchase and covers accidental damage and theft or loss of goods purchased.
  • Enjoy an automatic extension of up to 24 months of retailers’ or manufacturers’ warranty on many items when you use your Platinum credit card.
  • Travel with your Platinum credit card and enjoy access to premium airport lounges around the world. Simply present your card at the lounge to relax and unwind before your flight.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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