| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
ADCB Islamic - TouchPoints Gold Card
|
Minimum Salary: AED 5,000 | Salary Transfer: No | Islamic Finance: No | Cashback: No | Annual Fee: AED 0 | Rate: 3.25% |
Reward Features
- Earn 0.5 TouchPoint for every AED 1 on retail
- Earn 0.75 TouchPoint for every AED 1 on Utility
- 5,000 bonus TouchPoints when you spend AED 5,000 each month
- Accumulate & redeem Touchpoints for shopping or dining vouchers, airline tickets, upgrades & much more.
- Complimentary airport lounge access
- 0% interest for up to 12 months for school & college fees
- Benefits at Ferrari World & Yas Waterworld
Features
- No annual fee
- Dining exclusives
- Benefits at Ferrari World & Yas WaterWorld, Abu Dhabi
- Agoda Hotel Discount
- 8% Off Bookings on Hotels.com
- Buy 1 Get 1 Offers
- Convenient Payment Options
- Complimentary Unlimited Lounge access
- Complimentary Cinema Offer
- Balance transfers
- PayOrder Facility
- Easy Instalments
- Takaful Credit Shield
- Balance Transfer
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
