Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADCB Islamic - TouchPoints Infinite Card ADCB Islamic - TouchPoints Infinite Card Minimum Salary: AED 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 1,050 Rate: 3.25%
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A wonderful journey lies ahead

  • (1,200 AED) Voucher 2 nights stay anywhere in the world!
  • Bonus TouchPoints for spends of AED 15,000
  • Talabat Orders 20% off your orders
  • An annual fee of AED 1,050 (including VAT) will be applicable; Excellency members will enjoy 50% discount on annual fees i.e. AED 525 (including VAT).
  • stay voucher worth AED 1,200 will be issued within 60 days of payment of the annual fees in the first year. The vouchers are redeemable for stay of 2 nights and above at any property listed on, anywhere in the world. The stay must be completed within 6 months from the date of voucher issuance.
  • Buy-1 Get-1 offer at Vox and Caribou Coffee, Noon and Talabat can be enjoyed without any requirement for minimum purchases.
  • Revised TouchPoints earn rate are effective
  • Earn up to 1.5 TouchPoints for every AED 1 spent with your card
  • Receive 15,000 bonus TouchPoints when you spend AED 15,000 each month
  • A complimentary 2 nights’ stay anywhere in the world
  • Buy 1 Get 1 free on Coffee
  • 20% off Talabat orders
  • 15% off
  • Complimentary golf access
  • Visa xperience with the ENTERTAINER offer
  • Global Concierge
  • Complimentary airport lounge
  • Complimentary airport chauffeur rides with Careem
  • Dragon Pass “Dine & Fly” airport Dining program
  • Avis Rent a Car Benefits
  • Other Visa Benefits
  • Fraudulent card misuse protection
  • Multi-Trip Travel Insurance
  • Credit Shield with complimentary life cover
  • Convenient payment options
  • Balance Transfers
  • PayOrder Facility
  • Easy Instalments
  • FlexiPay
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000