Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADIB -  Emirates Skywards World Card ADIB - Emirates Skywards World Card Minimum Salary: AED 10,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 1,500 Rate: 3.33%
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  • Get welcome bonus of 40,000 Skywards Miles on first spend.
  • 20,000 bonus Skywards Miles (subject to meeting spend criteria).
  • Fast track to Emirates Skywards Gold tier membership.
  • Two complimentary Emirates Home check-in services within Dubai.
  • Unlimited Airport lounge access globally for primary cardholder via LoungeKey.
  • Complimentary airport transfers.
  • Exciting travel and lifestyle benefits.
  • Up to 60,000 bonus Skywards Miles
  • Fast track to Emirates Skywards Gold tier membership
  • Complimentary Home check-in
  • Airport transfers in the UAE
  • Global Lounge Access
  • Valet Parking
  • Free Golf
  • Travel Inconvenience Cover*
  • Travel Medical Cover*
  • Balance Transfer
  • Cash on Call
  • Easy Installment Plan***
  • ADIB Covered Card Takaful Protection
  • ADIB Mobile Banking App
Additional Information
Required Documents
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)​
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000