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Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADIB - Etihad Guest Gold Card ADIB - Etihad Guest Gold Card Minimum Salary: AED 5,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 1,000 Rate: 3.09%
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​​​​​As a welcome bonus, you will receive 35,000 Etihad Guest Miles! Earn up to 1.5​ Etihad Guest Miles for every AED 4 spent and travel anywhere with Etihad Airways.​
  • Welcome ​bonus of 35,000 Etihad Guest Miles – the highest of any travel card in the Middle East!
  • International Non-AED Transactions: Receive 1.5 Etihad Guest Miles for every AED 4 equivalent spent
  • Local AED Transactions: Receive up to 1 Etihad Guest Miles for every AED 4 spent for AED transaction
  • Free Companion Ticket – not available on any other Card in the Middle East!
  • Fast track to Etihad Guest Silver Tier
  • Pay your ADIB Etihad Guest Covered Card Annual fees using 30,255 Etihad Guest Miles
  • Redeem your Etihad Guest Miles for Travel Bookings, Home Furnishing, Electronics and Gifts for family & friends
Additional Information
  • The foreign currency rate applicable on overseas transactions is {3%}
  • Free grace period up to 55 days to repay your outstanding balance.
  • Earn 2 Etihad Guest Miles for every AED 4 spent in the UAE or Abroad. You also get 35,000 Etihad Guest Miles when you sign up for the card. Redeem points for flights with Etihad Airways.
Required Documents:
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old
  • For non salary transfer customers, the minimum salary requirement is AED 10,000.
Representative Example
If you spend AED 1,200 at a purchase profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).
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