Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADIB - Etihad Guest Visa Platinum Card ADIB - Etihad Guest Visa Platinum Card Minimum Salary: AED 10,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 2,000 Rate: 3.09%
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Earn a welcome bonus of 50,000 Etihad Guest Miles – the highest of any travel card in the region! Enhance your lifestyle with ADIB's Etihad Platinum Card.​
  • Welcome bonus of 50,000 Etihad Guest Miles – the highest of any travel card in the Middle East!
  • Receive 3 Etihad Guest Miles for every AED 4 equivalent spent
  • Receive up to 2.​2 Etihad Guest Miles for every AED 4 spent for AED transaction
  • Free Companion Ticket – not available on any other Card in the Middle East!
  • Fast track to Etihad Guest Gold Tier
  • Valet parking at select locations in the UAE​
  • Pay your ADIB Etihad Guest Covered Card Annual fees using 60,510 Etihad Guest Miles
  • Free Roadside Assistance 24/7 across the UAE ​
  • Redeem your Etihad Guest Miles for Travel Bookings, Home Furnishing, Electronics and Gifts for family & friends
Additional Information
  • The foreign currency rate applicable on overseas transactions is { 3% }
  • Regular Joining Bonus miles - 50,000 Miles
  • Additional Bonus miles (subject to activation & min. spend) - 15,000 Miles
  • Total Bonus Miles =Joining + Additional Bonus Miles - 65,000 Miles
  • Earn 2.5 Etihad Guest Miles for every AED 4 spent in the UAE or Abroad. You also get 50,000 Etihad Guest miles when you sign up for the card. Redeem points for flights with Etihad Airways.
Required Documents:
  • ​Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)​
  • For non-salary transfer customers, the minimum salary is AED 10,000
Terms & conditions apply.    
Representative Example
If you spend AED 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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