Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
ADIB - Etisalat Gold Card ADIB - Etisalat Gold Card Minimum Salary: AED 10,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: AED 299 Rate: 3.09%
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​​​​​​Earn Etisalat Reward points when you spend, and enjoy free 10 minutes of UAE talk time with every AED 100 spent, with Etisalat Gold Cards from ADIB.​​​
  • 20,000 Sign Up Etisalat Reward points equivalent to more than 10 hours of free UAE talk time!
  • 3 Etisalat Reward points for every Dirham spent on the Card so every AED 100 spent is 10 minutes of UAE talk time
  • Etisalat MyPackage Plan for even More points
  • 100% Cash withdrawal limit
  • 55 days Grace Period
  • Convenience to make your Card payments at ADIB Branches, deposit machines, UAE Exchange, Arablink, Al Ansari Exchange and Al Fardan Exchange​​​​
Additional Information
  • For non salary transfer customers, the minimum salary requirement is AED 10,000.
  • The foreign currency rate applicable on overseas transactions is {3%}
Your ADIB Etisalat Gold Card comes with 20,000 Etisalat Reward points that’s equal to:
  • More than 600 minutes of talk time on calls within the UAE
  • More than 320 minutes of talk time on calls to India, Pakistan, Bangladesh and Oman
  • More than 240 minutes of talk time on calls to Bahrain, Kuwait and Saudi Arabia
  • More than 200 minutes of talk time on calls to Jordan, Syria, Egypt, Lebanon and the Philippines
Documents Required:
  • Original passport (with valid residence visa for expatriates)
  • Salary Certificate (not more than 30 days old)
  • Bank Statements for last 3 months
Representative Example
If you spend AED 1,200 at a purchase profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).
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