Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Al Hilal Bank - World Elite Mastercard Al Hilal Bank - World Elite Mastercard Minimum Salary: AED 30,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 2,625 Rate: 2.99%

Travel Benefits:

  • 2 complimentary vouchers for access to the VIP Terminal at Abu Dhabi International Airport – Get the VIP treatment with priority check-in, luggage collection services, meet and greet services, access to the VIP Terminal lounge as well as other optional services*
  • Complimentary access to Wi-Fi at over 1 million hotspot locations around the world including in-flight on select airlines via the world’s leading Wi-Fi provider, Boingo – including on Etihad Airways’ flights 
  • Unlimited access to over 850 airport lounges in more than 400 cities across the globe completely free of charge – for you and your guest
  • Hertz President Circle membership –get discounts on the best publicly available rates, guaranteed complimentary one-car-class upgrade, faster reservations on rentals, and returns, as well as a priority at the rental queue at many of the world’s busiest airports
  • Complimentary nights when you book an SPG hotel using your Al Hilal Bank World Elite™ Mastercard® Credit Card – 1 free night for every 2 nights that you book
  • Black membership to the Global Hotel Alliance (GHA) – giving you access to double room upgrades, guaranteed room availability, early check-in at 9:00 am, and late check-out until 6:00 pm at over 33 GHA hotel brands across 76 countries
  • World Elite Luxury Hotels Collection with premium access to over 1,000 hotels globally – giving you access to room upgrades, early check-in, late check-out and complimentary breakfast for 2
  • 40% off on travel visa services to Schengen countries, UK, Saudi Arabia, Australia, New Zealand, Singapore, & Canada – you can get priority appointment scheduling, form filling and typing and document collection services
  • Fee waived upon achievement of spends
  • Joud Reward Points upon sign-up and on spends
  • Complimentary access to the VIP Terminal at Abu Dhabi International Airport
  • Complimentary Global W-Fi access in-air and on the ground via Boingo
  • Free global airport lounge access to more than 850 lounges
  • 0% profit rate Balance Transfer
  • 0% profit rate Instant Cash
  • Digital Wallet Enabled - Apple Pay, Google Pay, Samsung Pay, Fitbit Pay & Garmin Pay
  • Over 900 unlimited Buy 1 Get 1 offers on hotels, fine dining, premium spas and much more across the Middle East & Africa with the Al Hilal Bank World Elite™ Mastercard® credit card
The American Express - The Platinum Card
Minimum Salary
AED 30,700
The American Express - Gold Credit Card
Minimum Salary
AED 15,000
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000